Discount Health Benefits Plans: A Sensible Alternative To Traditional Insurance Plans Posted by nick_niesen on October 29th William Yarbrough USA Jersey , 2010
A recent poll revealed that over 70% of Americans are either uninsured or underinsured. Surprisingly, the majority are from middle class households. Many of who are not offered health benefits by their employer or whom can聮t afford the high-priced insurance premiums being offered.
In some states, there is an epidemic of children whose teeth are slowly rottening due to the lack of proper dental care. To help bring relief to this growing crisis, discount health care benefits providers have emerged. These companies do not provide health insurance, but they give an alternative that allows consumers to receive discounted fees per service. Unlike traditional insurance plans, these companies often have little or no exclusions Walker Zimmerman USA Jersey , such as pre-existing conditions. Another plus is that consumers with immediate health care needs, can usually be seen by a doctor without having to wait for their coverage to 聯kick in聰.
A potential drawback to discount health benefits plan is that consumers will pay for services upfront or at the time of service; unless other arrangements are made with that individual provider. This, in contrary to paying a co-pay or deductible at the time of service. Consumers with flexible spending accounts or medical savings accounts will be able to take advantage of this circumstance.
In some situations, depending on your health care provider聮s policies, consumers have been able to use both the discount health plan alongside their insurance for even deeper savings. For example, you go into the dentist office for an extraction. The bill is $300. You hand your discount card to the insurance department Ventura Alvarado USA Jersey , she gives you the discount, which normally ranges from 50 聳 80%. This cuts your bill by up to $240! Leaving you with $60 left to pay. You pay the $60. Then file a claim with your insurance company for the $60. Let聮s say your insurance company pays 80% of your bill. They will refund you $48 (80%), leaving you with a net bill of only $12, for what would have cost $300 normal price, or $60 with your insurance alone.
While some consumers are struggling with the high and growing price of insurance, others are discovering the savings of discount health benefits plans. By the year 2010 Timothy Chandler USA Jersey , it is predicted that consumer driven health care, will be the future, leaving traditional insurance plans, to be a thing of the past.
How to Choose a Flat-Screen TV Technology Articles | March 25, 2010 The last decade has seen enormous changes to the TV market. Many people do not understand the new technology, and so they are asking more than ever Tim Ream USA Jersey , "Which TV is right for me?" Although they appear to be similar, LCD and plasma TVs are very different, and each are suited to different people.
In the past 10 years, the television market has changed dramatically. In some ways, shopping for TVs has become easier. It only seems more difficult because we are unaccustomed to the technology and terminology. Just 10 years ago, if we wanted a new TV Tim Howard USA Jersey , we had to decide between several different types. These types included the old CRT, which itself was divided into a standard rounded tube or a flat-fronted tube. On the higher end, a choice existed between rear projection, LCD, and plasma. Then, we had to determine if we wanted a standard 4:3 ratio screen or a widescreen.
In the intervening years Steve Birnbaum USA Jersey , most of those choices have faded out. CRTs are all but dead, and they were soon followed by rear projection. You will also be hard pressed to find any TV that does not have a widescreen aspect ratio. The number one question, now, boils down to the LCD vs. the plasma TV. As technology progresses, the LCD is proving to be more popular and versatile, but for some Sebastian Lletget USA Jersey , it makes sense to go with the plasma.
The difference between the two similar-looking types of TVs is how they bring a picture to the screen. Plasma uses a special gas contained in tiny cells. This gas emits different colors depending on the voltage passed through it. Each cell makes a pixel and the pixels together bring out the image. LCD is short for liquid crystal display. LCD TVs work on the basis of a liquid trapped between two glass plates. The liquid changes color by the electrical signals passing through it. Each of these TVs has advantages over the other.
Plasma TVs Plasma TVs are best suited to a home theater with dim lighting. They are perfect for watching movies. Plasma TVs, generally, have a higher contrast ratio than LCDs. The contrast ratio compares how bright the white gets to how dark the black gets when on the screen simultaneously. The higher the contrast, the more detail can be seen.
Plasma TVs also have a wider viewing angle than LCD TVs. LCDs must be viewed practically straight on, and while the viewing angle of the plasma doesn?t match that of the old CRT, it is noticeably wider than that of the LCD. At standard refresh rates Sacha Kljestan USA Jersey , plasma has better motion tracking, and the movements don?t seem as choppy. Colors on the plasma TV are considered to be very warm and natural.
LCD TVs LCD TVs usually have a higher resolution than that of plasma TVs. The resolution is the number of pixels on the screen. The more pixels, the more defined the images will be. LCD technology is also not susceptible to image burn-in like the plasma. LCD TVs work well in bright lighting. LCDs are recommended for any room where the lighting cannot be dimmed. Rooms with bright lamps or large, open windows are best suited to an LCD.
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